As the road is becoming more and more crowded with lots of drivers so is the need to get car insurance more of a necessity than a luxury. It is important if you have an insurance cover as the fact still remains that there are lots of drivers who have little or no insurance cover. This puts both the driver and other road users in jeopardy. There are lots of risks you will be exposed to when driving without insurance – from injuries and financial risks to the risk of being placed behind bars.

If you do not have one and would want to get car insurance with the best rate, the first step is to get a car insurance quote Ontario from local insurance companies; the same rule applies to condo insurance Toronto .

Getting an Ontario car insurance quote is as simple as putting a call to an insurance company to respond to some questions. The information will be used by the company to determine how much you will be charged for premium. Apart from responding to some personal questions, you will also need to respond to questions concerning your credit and driving history. If you think you can play smart by lying, you will be very disappointed because all your answers will be crosschecked.

The driver’s license number you provide will be used to check the number of accidents and tickets you’ve had. It is advisable that you tell the truth so that you will get the correct quote. Here are some questions which insurance companies like Shop Insurance Canada will ask you.

Although the questions might differ, they will most likely ask for your name, address, age, and telephone number to contact you. They will also ask for your driver’s license number to examine your driving history. Do bear in mind that your risk factor –be it to yourself, other road users or the company, will be used to determine your risk level. They will like to find out the number of speeding tickets you’ve had in the last few years and also the number of accidents you’ve had. Do not lie concerning the numbers and tell the truth about the cause of the accidents – mostly when this is no fault of yours.

Since your response will determine the quote you will get, be honest in responding to the questions. You do not want to have more problems in the future by telling needless lies. The reason for car insurance is to protect yourself while on the road; hence price should not be the only determining factor.

Getting car insurance may seem like a time-consuming, confusing, and costly ordeal, but this should not be the case. It is realistic to find quality, affordable car insurance well crafted to meet your specific needs.

Subscribing for car insurance is both necessary and useful. Insurance rates are very personalized and are based on factors such as credit rating and driving record of the owner, age, the frequency and distance traveled by the car per day. College students usually qualify for extra-special insurance quotes below the market rate.

If you want to get a car insurance quote and visit us in person. Please feel free to visit our Toronto location:

Shop Insurance Canada

1210 – 141 Adelaide St. W

Toronto, Ontario

M5H 3L5


(905) 266-0533